Private wealth advice | Melbourne
Financial advice for professionals, business owners, families and retirees with more to plan for.Financial advice for professionals, business owners, families and retirees with more to plan for. We help you decide how to use your income, manage what you own and prepare for what comes next.
Start with a free 15-minute conversation.
Reviews left by clients on Google, in their own words.
Google reviews
“I’ve always been sceptical about financial advisers, but Tav proved me wrong. His process is clear, intentional, and focused on real solutions and the bigger picture. No product pushing or confusing numbers. Real practical advice that makes sense and I genuinely feel confident about the path ahead. I’m looking forward to working together for many years and would happily recommend Obsidian Wealth Management to anyone looking for genuine guidance!”
“Tav is an absolute pleasure to deal with. Genuine, knowledgeable and someone who clearly cares about helping his clients make the right decisions long term. Really appreciate the time, effort and attention to detail he puts into everything. Highly recommend Obsidian Wealth Management.”
“As someone who works in real estate and spends every day helping people make significant financial decisions, I don’t give recommendations lightly. But after starting to work with Tav, I can confidently say that the experience has been exceptional. What immediately stood out was that Tav didn’t begin with numbers, products, or spreadsheets. He started with me as a person. He took the time to understand my goals, my lifestyle, what I value, and what I want my future to look like. The financial advice has never felt transactional; it has felt personal, strategic, and genuinely aligned with the life I’m trying to build. In an industry where it can be difficult to know who truly has your best interests at heart, Tav brings a refreshing level of authenticity, professionalism, and care. He has an incredible ability to simplify complex financial concepts while creating a clear pathway towards long-term wealth creation and security. Both personally and as a real estate professional, I can see the difference that quality financial guidance makes. If you’re looking for a financial adviser who genuinely cares about the person behind the portfolio, takes the time to understand your circumstances, and provides advice that is tailored to your future ambitions, then Tav and the team at Obsidian Wealth are simply in a league of their own. The journey is only just beginning, but I already have complete confidence that I’m in the right hands. I cannot recommend Tav and Obsidian Wealth highly enough.”
“Thaveesh and the team were extremely helpful in setting up an ethical investment option for my daughter. I was given plenty of information and opportunities to ask questions throughout the entire process.”
“Tav is genuine, knowledgeable and truly cares about helping people make better financial decisions. I really appreciated his ability to simplify complex financial matters and provide clear, practical guidance. He assisted us with our retirement planning, superannuation and long-term wealth, and he really took the time to understand our goals to create a strategy that made a lot of sense. If you’re looking for a financial adviser who is approachable, professional and focused on helping you achieve financial confidence, I highly recommend Tav and Obsidian Wealth Management.”
“For me, it’s all about how easy it was to communicate with the team at Obsidian. Everything was clearly explained, and I always felt like I understood not just the advice, but the why behind it. The strategy wasn’t just focused on wealth creation.. it was holistic and tailored to my full financial picture, which made a real impact. Highly recommend for anyone looking for clear, strategic, and long-term financial guidance.”
“I’ve had a great experience dealing with Tav at Obsidian Wealth Management. What stands out most is that he genuinely has your best interests at heart and actually takes the time to understand your situation properly, rather than giving generic advice. He’s professional, easy to deal with, explains things clearly, and provides an outstanding level of service throughout the whole process. Highly recommend Tav and the team at Obsidian if you’re looking for someone you can trust.”
“Feedback for Thaveesh Palapathwala I’d like to extend my sincere appreciation for the retirement planning advice you recently provided. Thaveesh, your ability to break down complex financial considerations into clear, practical steps made the process both approachable and reassuring. Your professionalism, depth of knowledge, and thoughtful approach were evident throughout our discussions. I felt that you genuinely considered my long‑term goals and tailored your recommendations to ensure I can plan confidently for the future. Thank you for your efficiency, clarity, and warm guidance. Your support has been incredibly valuable, and I truly appreciate the care you put into helping me prepare for retirement.”
“Thaveesh is an experienced advisor who is dedicated to providing his clients with a personalised approach to their wealth management. His attention to detail is next level and he is reliable and responsive to your needs. I can highly recommend working with him if you are looking for excellent advice and someone who will listen to your specific needs and tailor their approach for you.”
“Tav was excellent and highly recommend him as a financial advisor, he was very transparent, great communication throughout the process and highly recommend him to friends/ family.. He helped with my SMSF and on track with my future goals. Thank you once again 😊 Ricardo.”
“What stands out about Obsidian Wealth is the way they view success through a wider lens. Tav approaches wealth as part of a complete life strategy, ensuring that decisions are aligned with overall goals and direction. It feels structured, intentional and deeply considered rather than reactive or transactional.”
“Thaveesh’s passion for the work he does was evident from our first meeting. His wealth of knowledge, professionalism, and willingness to answer even the smallest questions have given me confidence in his ability to set us up for success.”
These testimonials were left voluntarily by clients on Google. No client was compensated for a review, and a testimonial is not a guarantee of future results.
Your income may have grown. You may own a home, hold investments or have money tied up in a business. Yet deciding what to do next can still be difficult.
We look at the choices together, including what each could mean for your cash flow, tax and long-term plans. You can see the trade-offs before deciding how to proceed.
Business ownersBuild personal wealth alongside the business. Plan for variable income, competing demands on cash and the future you want beyond work.Advice for business owners
Professionals & executivesMake deliberate decisions about a growing income. Bring your mortgage, investments, super and family commitments into the same conversation.Advice for professionals and executives
FamiliesPlan for a household with changing priorities. Balance the home loan and everyday costs with investing, protection and the years ahead.Advice for families
RetireesMake your retirement income work for the life you want. Plan how super, investments and other assets support your spending through retirement.Advice for retirees
Tav Palapathwala is Obsidian’s Founder and Director. He leads the firm’s advice philosophy, with direct responsibility for investment research and client strategy, and works with you on the advice. Our client service, administration and implementation team coordinates the documents, follows up with providers and keeps you informed as the agreed work progresses.
Your accountant, lawyer or broker can also be part of the conversation, so the advice takes account of the arrangements you already have.
The right place to start depends on the decision in front of you. We agree the scope with you, then consider how the recommendations affect the rest of your finances.
Five steps, with the scope and fees agreed before any advice work begins. You decide which recommendations to act on.
Tell us what has prompted you to seek advice. We’ll discuss whether Obsidian can help and explain the next step.
We explore your goals and financial position in detail. Together, we establish the questions your advice needs to answer and agree the scope and fees before proceeding.
Tav researches your options and develops the strategy. We consider the costs, risks and trade-offs, then document the recommendations for you.
We explain the recommendations, work through your questions and refine the plan where needed. You decide which actions to authorise.
Our team coordinates the approved changes and keeps you updated. If you choose ongoing advice, scheduled reviews help keep the plan relevant as your circumstances change.
We work with professionals, business owners, families and retirees who want a clear plan for their finances. You may be earning more, facing a major decision or looking for a better way to manage what you’ve built.
We discuss what has brought you to Obsidian, the help you’re looking for and whether our services fit. The call is free and takes about 15 minutes. If we can help, we explain the next step. Personal recommendations follow the advice process.
Fees depend on the work involved. We explain the scope and fees before you decide to proceed. Our Financial Services Guide sets out our services and how we’re paid.
We consider your circumstances, the decisions you face and the value advice could provide. An investment balance alone doesn’t tell the whole story. The introductory call helps us establish whether we’re a suitable fit.
Tav leads your research, strategy and advice. Our client service, administration and implementation team supports the work by coordinating documents, following up with providers and keeping you informed.
Yes. With your permission, we work with your existing professionals where their input is needed. This helps keep financial advice, tax decisions and legal arrangements consistent.
Choose a time that suits you. We’ll discuss your situation, whether we can help and what working together would involve.
Scope and fees are agreed before any advice work proceeds. Our Financial Services Guide explains our services and how we’re paid.
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Practical articles on money, super and the choices involved in building and protecting wealth.
Three significant superannuation changes started on the same day, 1 July 2026, and most high earners have not adjusted their thinking to match. They are still running on last year’s numbers, which means decisions made on autopilot this year risk being quietly wrong.
Ask most people what a financial adviser is for and they will say something about investments. Picking the right funds, beating the market, finding the returns other people miss. It is the popular image, and it is mostly wrong.
When a business owner starts preparing to sell, almost all the attention goes to the money. The valuation, the multiple, the deal structure, the tax, the diversification of the proceeds. All of it matters, and getting it right is real work. But it is not the part that catches people off guard.
Start with the question on your mind. In a free 15-minute call, we’ll discuss your situation, whether we can help and what working together would involve.
Prefer to speak with us? Call 1300 029 071.
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