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Who we help | Business owners

Build personal wealth alongside your business.

A business can provide a strong income while leaving little time to plan your own finances. Profit may need to cover reinvestment, debt and the household, with different demands each year.

The questions we help you work through

We help you decide what the business needs from you and what you need from it. Your personal plan takes account of your cash flow, assets and commitments, with your accountant involved in the decisions that overlap.

  • How much can I take from the business without putting it under pressure?
  • Where should I build assets outside the business?
  • How do I balance debt, super and investments when income varies?
  • What would happen to the household if I couldn’t work?
  • What needs attention before I reduce my involvement or sell?

How the advice comes together

Two smiling café owners stand with arms folded in front of the counter of their café.

We start with your personal position and the role the business plays in it. Tav researches the options and develops your strategy, including the trade-offs between access to cash, investing and longer-term commitments.

Where tax, legal or business arrangements are involved, we work with the relevant professionals. Once you authorise the advice, our team coordinates the implementation and follows up on the agreed actions.

Read about our approach

What our clients say.

Reviews left by clients on Google, in their own words.

Google reviews

  • Martin BabawyPosted on Google

    “I’ve always been sceptical about financial advisers, but Tav proved me wrong. His process is clear, intentional, and focused on real solutions and the bigger picture. No product pushing or confusing numbers. Real practical advice that makes sense and I genuinely feel confident about the path ahead. I’m looking forward to working together for many years and would happily recommend Obsidian Wealth Management to anyone looking for genuine guidance!”

  • Anita MarlacciPosted on Google

    “Tav is an absolute pleasure to deal with. Genuine, knowledgeable and someone who clearly cares about helping his clients make the right decisions long term. Really appreciate the time, effort and attention to detail he puts into everything. Highly recommend Obsidian Wealth Management.”

  • Daniel O KeeffePosted on Google

    “As someone who works in real estate and spends every day helping people make significant financial decisions, I don’t give recommendations lightly. But after starting to work with Tav, I can confidently say that the experience has been exceptional. What immediately stood out was that Tav didn’t begin with numbers, products, or spreadsheets. He started with me as a person. He took the time to understand my goals, my lifestyle, what I value, and what I want my future to look like. The financial advice has never felt transactional; it has felt personal, strategic, and genuinely aligned with the life I’m trying to build. In an industry where it can be difficult to know who truly has your best interests at heart, Tav brings a refreshing level of authenticity, professionalism, and care. He has an incredible ability to simplify complex financial concepts while creating a clear pathway towards long-term wealth creation and security. Both personally and as a real estate professional, I can see the difference that quality financial guidance makes. If you’re looking for a financial adviser who genuinely cares about the person behind the portfolio, takes the time to understand your circumstances, and provides advice that is tailored to your future ambitions, then Tav and the team at Obsidian Wealth are simply in a league of their own. The journey is only just beginning, but I already have complete confidence that I’m in the right hands. I cannot recommend Tav and Obsidian Wealth highly enough.”

  • Naomi TappePosted on Google

    “Thaveesh and the team were extremely helpful in setting up an ethical investment option for my daughter. I was given plenty of information and opportunities to ask questions throughout the entire process.”

  • John KarouniPosted on Google

    “Tav is genuine, knowledgeable and truly cares about helping people make better financial decisions. I really appreciated his ability to simplify complex financial matters and provide clear, practical guidance. He assisted us with our retirement planning, superannuation and long-term wealth, and he really took the time to understand our goals to create a strategy that made a lot of sense. If you’re looking for a financial adviser who is approachable, professional and focused on helping you achieve financial confidence, I highly recommend Tav and Obsidian Wealth Management.”

  • Daniel CallejaPosted on Google

    “For me, it’s all about how easy it was to communicate with the team at Obsidian. Everything was clearly explained, and I always felt like I understood not just the advice, but the why behind it. The strategy wasn’t just focused on wealth creation.. it was holistic and tailored to my full financial picture, which made a real impact. Highly recommend for anyone looking for clear, strategic, and long-term financial guidance.”

  • Mark MPosted on Google

    “I’ve had a great experience dealing with Tav at Obsidian Wealth Management. What stands out most is that he genuinely has your best interests at heart and actually takes the time to understand your situation properly, rather than giving generic advice. He’s professional, easy to deal with, explains things clearly, and provides an outstanding level of service throughout the whole process. Highly recommend Tav and the team at Obsidian if you’re looking for someone you can trust.”

  • Disha HayesPosted on Google

    “Feedback for Thaveesh Palapathwala I’d like to extend my sincere appreciation for the retirement planning advice you recently provided. Thaveesh, your ability to break down complex financial considerations into clear, practical steps made the process both approachable and reassuring. Your professionalism, depth of knowledge, and thoughtful approach were evident throughout our discussions. I felt that you genuinely considered my long‑term goals and tailored your recommendations to ensure I can plan confidently for the future. Thank you for your efficiency, clarity, and warm guidance. Your support has been incredibly valuable, and I truly appreciate the care you put into helping me prepare for retirement.”

  • Harriet LamminPosted on Google

    “Thaveesh is an experienced advisor who is dedicated to providing his clients with a personalised approach to their wealth management. His attention to detail is next level and he is reliable and responsive to your needs. I can highly recommend working with him if you are looking for excellent advice and someone who will listen to your specific needs and tailor their approach for you.”

  • Ricky ZPosted on Google

    “Tav was excellent and highly recommend him as a financial advisor, he was very transparent, great communication throughout the process and highly recommend him to friends/ family.. He helped with my SMSF and on track with my future goals. Thank you once again 😊 Ricardo.”

  • Marie FaillaPosted on Google

    “What stands out about Obsidian Wealth is the way they view success through a wider lens. Tav approaches wealth as part of a complete life strategy, ensuring that decisions are aligned with overall goals and direction. It feels structured, intentional and deeply considered rather than reactive or transactional.”

  • Viv GPosted on Google

    “Thaveesh’s passion for the work he does was evident from our first meeting. His wealth of knowledge, professionalism, and willingness to answer even the smallest questions have given me confidence in his ability to set us up for success.”

These testimonials were left voluntarily by clients on Google. No client was compensated for a review, and a testimonial is not a guarantee of future results.

Common questions

Do you replace my accountant?

No. Your accountant remains responsible for their work. We focus on your personal financial strategy and collaborate where decisions affect both the business and your own finances.

Do I need to be planning a sale?

No. Advice can be useful while you’re actively building the business, particularly when personal plans keep being deferred.

Can you plan around uneven income?

Yes. We consider the pattern of your income, the commitments it needs to cover and the funds you need to keep available.

What do you want the business to make possible?

Tell us where you are and what you’re considering. We’ll discuss whether Obsidian can help.

Book a call

Prefer to speak with us? Call 1300 029 071.