Financial Planning

Most wealth managers are thinking about next quarter’s earnings. We’re thinking about the technology that will redefine portfolios over the next decade. Quantum computing isn’t science fiction anymore. Google’s Willow chip achieved quantum error correction in December 2024. IBM is targeting 100,000-qubit systems by 2033. China has operational quantum satellite communications. The race is on, […]

A prospect called last week. “I found you through a search for financial advisers using AI. That’s exactly what I’m looking for.” That conversation matters. Not because AI is a marketing buzzword, but because it signals something deeper: sophisticated investors understand that artificial intelligence fundamentally changes what’s possible in wealth management. The question isn’t whether […]

70% of families lose their wealth by the second generation. 90% have lost it by the third. These statistics from the Williams Group miss something crucial: they’re based on American families operating under American rules. Australian families have access to structures that simply don’t exist elsewhere: superannuation death benefits flowing tax-free to spouses, testamentary trusts […]

When a Treasurer uses phrases like “difficult but responsible decisions” and “sometimes hard decisions are warranted” in a pre-budget speech, property investors should pay attention. On 24 March 2026, Treasurer Jim Chalmers delivered exactly that message, confirming what the Senate inquiry recommended just weeks earlier: changes to capital gains tax and negative gearing settings are […]