Investments

Multi-Generational Wealth

Beyond the Will: How Ambitious Australians Structure Multi-Generational Wealth

70% of families lose their wealth by the second generation. 90% have lost it by the third. These statistics from the Williams Group miss something crucial: they’re based on American families operating under American rules. Australian families have access to structures that simply don’t exist elsewhere: superannuation death benefits flowing tax-free to spouses, testamentary trusts […]
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Pre-Budget Checklist for Property Investors

Pre-Budget Checklist: What Property Investors Should Review Before May

When a Treasurer uses phrases like “difficult but responsible decisions” and “sometimes hard decisions are warranted” in a pre-budget speech, property investors should pay attention. On 24 March 2026, Treasurer Jim Chalmers delivered exactly that message, confirming what the Senate inquiry recommended just weeks earlier: changes to capital gains tax and negative gearing settings are […]
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strategic debt for multi property investors

The New DTI Reality: Strategic Debt Structure for Multi-Property Investors

From February 2026, Australian banks can’t lend to you if your total debt exceeds six times your annual income, even if you comfortably pass serviceability tests. For investors holding multiple properties, this isn’t a lending problem. It’s a wealth structure problem. The Australian Prudential Regulation Authority has imposed caps limiting banks to lending a maximum […]
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esg and impact investing

From Returns to Purpose: Why Australian Investors Are Embracing ESG and Impact Investing in 2026

Australian investors are experiencing a fundamental shift in how they think about wealth. Returns still matter, but increasingly, they’re asking a deeper question: what is my money actually doing in the world? Environmental, social, and governance (ESG) investing has emerged from niche positioning to mainstream practice in 2026. According to Betashares, net inflows into sustainable […]
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Melbourne Property Recovery

The Melbourne Property Recovery: Why Strategic Investors Are Positioning Now

General Advice Warning: This article contains general information only and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information in this article, you should consider the appropriateness of the information having regard to your own objectives, financial situation and needs. We recommend you obtain financial, legal […]
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payday super obsidian wealth

Payday Super is Here: What You Need to Know Before July 1, 2026

General Advice Warning: This article contains general information only and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information in this article, you should consider the appropriateness of the information having regard to your own objectives, financial situation and needs. We recommend you obtain financial, legal […]
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