Investments

A prospect called last week. “I found you through a search for financial advisers using AI. That’s exactly what I’m looking for.” That conversation matters. Not because AI is a marketing buzzword, but because it signals something deeper: sophisticated investors understand that artificial intelligence fundamentally changes what’s possible in wealth management. The question isn’t whether […]

70% of families lose their wealth by the second generation. 90% have lost it by the third. These statistics from the Williams Group miss something crucial: they’re based on American families operating under American rules. Australian families have access to structures that simply don’t exist elsewhere: superannuation death benefits flowing tax-free to spouses, testamentary trusts […]

When a Treasurer uses phrases like “difficult but responsible decisions” and “sometimes hard decisions are warranted” in a pre-budget speech, property investors should pay attention. On 24 March 2026, Treasurer Jim Chalmers delivered exactly that message, confirming what the Senate inquiry recommended just weeks earlier: changes to capital gains tax and negative gearing settings are […]

From February 2026, Australian banks can’t lend to you if your total debt exceeds six times your annual income, even if you comfortably pass serviceability tests. For investors holding multiple properties, this isn’t a lending problem. It’s a wealth structure problem. The Australian Prudential Regulation Authority has imposed caps limiting banks to lending a maximum […]

Australian investors are experiencing a fundamental shift in how they think about wealth. Returns still matter, but increasingly, they’re asking a deeper question: what is my money actually doing in the world? Environmental, social, and governance (ESG) investing has emerged from niche positioning to mainstream practice in 2026. According to Betashares, net inflows into sustainable […]